Ask Holly.
Talk to Holly →

Stop guessing.
Start knowing.
Fall in love on purpose.

Holly is your AI home-buying guide. She helps you understand any home you’re considering and move forward with confidence, like a knowledgeable friend, not a form. No pressure, no jargon.

Talk to Holly →Realtors & Brokers →
Already have a mortgage profile? Sign in →
Built by a Canadian mortgage brokerage

Holly

Online · Your mortgage guide
Hi, I'm Holly — I help Canadian home buyers understand exactly what they can afford before falling in love with a home. Want to get your numbers? Tell me what province you're in, and whether this is your first purchase.
BC, first time buyer. We've been looking at places around $750K
Great news — as a first-time buyer in BC you qualify for 30-year amortization, which gives you more purchasing power. How much have you saved for a down payment?
About $80K — mix of savings and FHSA
Green light$750K listing

$784,500

You qualify — with $34K of headroom above asking

GDS36.2% of 39%
TDS38.8% of 44%

Monthly payment estimate: $3,847 · 5yr fixed at 4.79%

Get an honest read on your budget in about five minutes.

Talk to Holly →
Built by a Canadian mortgage brokerage

Check any home you love.

Paste a listing or just tell Holly the price. She’ll show you the real monthly cost, whether it fits, and the exact price that works if it doesn’t. Check as many as you want.

Compare them the way that matters.

Holly remembers every home you’ve looked at, so you can weigh them in real terms and see which one’s the better move for you. The decision gets clear.

Your number, and your realtor, always with you.

Start by figuring out your budget in about five minutes. From there Holly stays with you through the whole search, and your realtor sees every home and showing request, so they always have your context.

Works with
Realtor.ca listingsAll ProvincesAll employment typesFHSA & RRSP HBPFirst-time buyers

askholly.ca · © 2026